FHA Streamline Refinance Overview
FHA Streamline refinances are designed to lower the monthly principal and interest payments on a current
FHA-insured mortgage, and must involve no cash back to the borrower.
No income verification is not required with an FHA Streamline Refinance, however you must have a job.
Lower your monthly payments – permanently
No income verification
Home re-appraisal not required
No meetings with your loan officer – apply by phone or online
Must be current on current mortgage – no more than one late payment in the past year
No out of pocket expense to you
Skip one or two payments
No closing costs to you – we pay all closing costs
FHA Streamline loans make lowering your monthly payment easier than ever. Plus, the extra money at the end of the month can go a long way toward helping you reach your financial goals.
Borrowers MUST furnish this information to complete application and close the loan.
Copy of Note: will be in previous loan closing package
Copy of Current Mortgage Statement: if not available, copy of year end mortgage statement or you can obtain a copy online from your current lender
Current Homeowner’s Insurance Declaration Page: need the page that reflects the premium
Copy of Existing Survey: 1 page rendering of lot and house will be in prior closed loan package
Driver’s License & Social Security Card: need a copy for all borrowers on note
Proof of Assets if Needed for Taxes & Insurance: checking/savings statements all pages
Copy of previous two years’ W-2 forms and a full month’s income in pay stubs
Must be Provided. Period.
Want to get started?
Download the Quick Apply Application and either
Email the filled-out application to a Residential Mortgage Loan Originator, Subject: Loan Application
Fax the completed form to 214-239-9022